In the case of investment management, that means having the systems in place to track assets on a continuous basis, and having the authority to effect trades and address portfolio issues promptly.

If we are reshaping your estate plan, it means communicating the appropriate instructions to the attorneys, reviewing the documents when drafting to assure they properly effectuate the agreed upon plan, and arranging for execution.

If we are changing your insurance coverages, it means recommending a specific issuer and policy and arranging for the processing of the application and other paperwork.

If we have recommended refinancing or obtaining a mortgage, it means shopping the market for competitive financing, arranging the processing of the paperwork, and following the transaction to completion.

We actively monitor the ongoing affairs of our clients. If market conditions warrant, we confer with you and modify the portfolio, as appropriate. If your personal situation changes, we work through the financial implications and make recommendations in each area. When tax laws change, we consider the implications and discuss them with you. Whenever opportunities or pitfalls materialize, we review the issues and bring a specific strategic plan to your attention. Upon receiving authorization, we then execute the appropriate action steps.

This ongoing collaborative decision-making process, culminating in a targeted course of action, provides enormous value for a busy individual. We become a unique and valuable resource — the objective advisor who is current on all important aspects of your financial life, and who has the authority to take effective action on your behalf.

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